Recovering your Toast WalleYour XRP is sitting behind an app that no longer exists. Toast Wallet left the app stores in 2020, the developers moved on, and now the passphrase gets rejected — or you can’t even find the app anymore. Your XRP never lived in the app, though. It lives on the XRP Ledger, untouched, and toast wallet recovery comes down to one question: which of three items do you still have?
First, figure out what you still have
Toast worked with three separate items, and mixing them up is the single most common reason recovery attempts fail.
The backup code. A long block of scrambled text (a JSON string) that you exported when you set the wallet up. This is the real wallet backup. Toast didn’t build your addresses from one master seed the way modern wallets do. Every account you added was saved into this code. Without it, nothing else on this list can rebuild your wallet.
The passphrase. The password you chose yourself, at least 8 characters with an uppercase letter, a lowercase letter, a number, and a special character. Toast asked for it whenever you sent XRP.
The 6-word recovery phrase. Six short English words. Despite the name, this is not a wallet backup — Toast even made you tick a box confirming you understood that. Its only job is to unlock your backup code when you’ve forgotten the passphrase.
There’s also the 6-digit PIN for opening the app, but that’s the smallest hurdle of the four. More on it below.
Before you try anything: search everywhere for that backup code. Old emails to yourself, cloud notes, screenshots, text files, phone backups, the downloads folder of a laptop you retired years ago. And when you find it, copy and paste it — never retype it. One wrong character makes the whole code useless, and we’ve seen more failed restores caused by hand-typed codes than by anything else.
The app still opens on an old device
Best case. If Toast is still installed somewhere and you know the PIN, open it, go to the backup section, and export a fresh backup code. Save two copies in separate places.
Then move your XRP out. Toast will never receive another update, so treat it as a bridge, not a home: send your XRP to a wallet that’s still maintained, one you set up yourself. A small bonus many returning owners don’t expect — old Toast accounts locked 20 XRP as the network reserve, and the XRP Ledger lowered that reserve to 1 XRP in late 2024. Most of that locked amount is spendable now.
If the app is installed but the PIN is gone, don’t panic and don’t uninstall anything. A 6-digit PIN has at most a million combinations. That’s a tiny search space by recovery standards, which makes this one of the more solvable situations — provided the app and its data stay exactly where they are.
You have the backup code and your passphrase
Then restoring is straightforward. The app stores removed Toast in 2020, so the only legitimate source left is the original Toast Wallet project on GitHub. Anything else offering a “new official Toast Wallet” is fake — the app is discontinued, and nobody is releasing updated versions of it.
- Install the app from the archived project.
- Choose the import or restore option and paste your backup code.
- Enter your passphrase when asked.
- If the app warns that restoring will erase the current wallet on the device, that’s normal — it only matters if the device already holds another wallet.
Once you’re in, do the same as above: send the XRP to a maintained wallet you control, and stop relying on Toast.
One warning about the archived browser version of Toast: it connects to the XRP test network, not the real one. It can show a zero balance while your actual XRP sits untouched on the ledger. A zero balance there tells you nothing about your funds.
You have the backup code but forgot the passphrase
Two routes, depending on whether the 6-word phrase survived.
You still have the 6 words. This is exactly what they exist for. Use the recover-passphrase option, enter the words, and set a new passphrase. The phrase decrypts your backup directly, so the forgotten passphrase stops mattering.
The 6 words are gone too. Now the passphrase has to be found by systematic testing — software that works through candidate passwords in order, at hundreds of thousands of attempts per second on GPU hardware. What you remember decides everything here. Most people built their passphrase from familiar pieces: a word they always use, a name, a year, a symbol they favor. If you can describe the structure, even roughly, the search space shrinks from impossible to workable. We’ve recovered passphrases where the client remembered the ingredients but not the exact recipe.
If you remember nothing at all about how you built it, an 8-plus character passphrase with mixed character types is realistically out of reach for any honest service. We’d rather tell you that clearly than have you spend time and money on something that can’t work. This is the kind of case our team assesses for free before anyone signs anything; you’ll find how we approach XRP wallet recovery on the service page.
You have the 6-word phrase but no backup code
This is the hard truth section. The phrase alone cannot rebuild your wallet. It’s a key to a safe you no longer have — with no backup code, there’s nothing for those six words to unlock. Toast said as much on the setup screen, and no service can talk its way around the math.
What can still work: the code may survive on an old device even if the app looks gone. Wallet data often lingers in app storage, phone backups, or on a laptop drive after an uninstall. If you still own a device that ever ran Toast, stop using it now. Every day of normal use overwrites more of the old data. Recovering deleted wallet data from a drive or phone is standard technical recovery work, and it succeeds more often than people expect — but only if the data hasn’t been written over.
No device, no code, anywhere? Then recovery isn’t possible. Not by us, not by anyone. Be suspicious of any service that claims otherwise.
What not to do
Don’t pay anyone upfront, and walk away from anyone who promises success. Legitimate recovery work is honest about odds.
Don’t retype the backup code by hand. Copy and paste, always.
Don’t judge your balance inside the archived browser wallet — it talks to the test network.
Don’t download Toast Wallet from anywhere except the original GitHub project.
Don’t enter your recovery phrase or backup code into any website that offers to “check” or “validate” it. Do not do this once, do not do it to test. Those sites exist to empty wallets.
Still locked out after working through this?
Recovers has been performing wallet recoveries since 2019 — forgotten passphrases, deleted wallet data, discontinued apps like Toast, 200+ wallets recovered. The assessment is free and the work is No Cure No Pay. And unlike services that route recovered coins through their own accounts and subtract their cut, we never handle your money: you send your XRP yourself, to a wallet you created, and settle the fee while we’re both present.
